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Your Path to a Protected Retirement

Family Owned and operated in Michigan Since 2019

Our Services For Michiganders:

The 6 Key Areas of Retirement in Michigan
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1

Retirement Income & Wealth Planning

We help you turn your savings into a reliable income stream you can’t outlive, while still protecting and growing your assets for the years ahead. Whether you’re just entering retirement or well into it, our strategies focus on stability, security, and peace of mind.

2

Social Security Optimization

When and how you claim your benefits can mean the difference of tens of thousands of dollars over your lifetime. We’ll guide you through your options, help you avoid costly mistakes, and make sure you’re getting the most from the program you’ve paid into.

3

Medicare & Healthcare Cost Planning

Medicare is an important part of retirement, but it doesn’t cover everything. We’ll help you understand your options, compare plans, and prepare for expenses like dental, vision, and other gaps so your healthcare costs don’t catch you by surprise.

4

Life Insurance & Legacy Protection

Life insurance isn’t just about leaving money behind — it’s about protecting your loved ones, covering final expenses, and ensuring your legacy. We’ll help you choose coverage that fits your needs today and adapts for tomorrow.

5

Long-Term Care & Home Healthcare Planning

The cost of care can drain a lifetime of savings. We’ll show you ways to prepare for nursing home stays, assisted living, or in-home care, so you can protect your independence and your assets.

6

Employer Benefit and Retirement Plan Checkups

Pensions, retiree health benefits, and 401(k)/403(b) plans can be valuable — but only if they’re working for you. We review your employer-provided benefits to make sure they align with your retirement goals and identify opportunities to strengthen your plan.

All of our services are at zero cost to you

American Senior Benefits - Michigan

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contact us: 

Email: contact@americanseniorbenefitsmi.com

Phone: (616) 610-1040

©2023 by American Senior Benefits, PLLC Michigan USA.
Required CMS Disclaimer: We do not offer every plan available in your area. Currently, we represent 11 carriers and over 95 plans. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. 

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*While the Centers for Medicare & Medicaid Services (CMS) requires us to add the above disclaimer, please note that we will discuss every plan that is available in your area, regardless of our current affiliations, or lack there of.*

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Navigating Medicare can feel overwhelming — especially when you're comparing doctor networks, prescription coverage, and plan benefits. While Medicare.gov and SHIP are trusted public resources, they provide general guidance and do not offer personalized plan recommendations.

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As licensed Medicare agents, we complete over 40 hours of annual training and certification to help you understand the plan options we offer. We take the time to match your needs with plans that align with your healthcare providers, medications, and budget — right here in Michigan

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