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About Us!

Mission Statement

We help our clients confidently navigate their financial future toward lasting success and security. As needs and priorities change over time, our dedicated professionals are here to serve with integrity every step of the way. Partnering with over 170 top-rated carriers, we provide access to thousands of plans to ensure customized solutions for your ever-changing needs. Let us help you plan for the future you deserve.

Our Story

American Senior Benefits of Michigan is a family-run franchise based in Okemos, MI, operated by Stephanie James. We are part of American Senior Benefits — a nationwide company with offices in nearly every state, helping seniors navigate retirement for over 20 years.

Stephanie began her career in the retirement planning industry more than 15 years ago as a Medicare and life insurance agent, focusing on the senior market. Through honesty, hard work, and a commitment to doing what’s best for the client, she built a thriving agency and loyal client base.

In 2019, Stephanie joined American Senior Benefits and began growing our Michigan office. Today, we have nearly 30 agents working together to provide Michigan seniors with the best possible retirement advice and planning. With strong support in day-to-day operations, Stephanie now focuses heavily on giving back to the community — donating to local charities and organizations across Michigan every quarter.

We are proud to serve over 6,500 clients throughout the state, and we would be honored to help you with your retirement planning. When you work with us, you’re not just a client — you’re part of our extended family.

Our Certifications

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American Senior Benefits - Michigan

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©2023 by American Senior Benefits, PLLC Michigan USA.
Required CMS Disclaimer: We do not offer every plan available in your area. Currently, we represent 11 carriers and over 95 plans. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. 

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*While the Centers for Medicare & Medicaid Services (CMS) requires us to add the above disclaimer, please note that we will discuss every plan that is available in your area, regardless of our current affiliations, or lack there of.*

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Navigating Medicare can feel overwhelming — especially when you're comparing doctor networks, prescription coverage, and plan benefits. While Medicare.gov and SHIP are trusted public resources, they provide general guidance and do not offer personalized plan recommendations.

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As licensed Medicare agents, we complete over 40 hours of annual training and certification to help you understand the plan options we offer. We take the time to match your needs with plans that align with your healthcare providers, medications, and budget — right here in Michigan

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