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Social Security Optimization 

Fact:
Claiming at the wrong time could cost you over $100,000 in lifetime benefits.

Social Security is one of the most important income sources in retirement, yet most people don’t realize how much strategy is involved in claiming it. The age you start, your marital status, and your work history can dramatically affect how much you receive over your lifetime.

We’ll walk you through your claiming options, explain how to coordinate with a spouse’s benefits, and help you avoid common mistakes. With the right approach, you can maximize your Social Security income and keep more of your hard-earned money.


Not sure when you should start your benefits? We can run the numbers and give you a clear, confident path forward.

Contact us to get in touch with a retirement income planning specialist at zero cost to you. 

American Senior Benefits - Michigan

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©2023 by American Senior Benefits, PLLC Michigan USA.
Required CMS Disclaimer: We do not offer every plan available in your area. Currently, we represent 11 carriers and over 95 plans. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. 

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*While the Centers for Medicare & Medicaid Services (CMS) requires us to add the above disclaimer, please note that we will discuss every plan that is available in your area, regardless of our current affiliations, or lack there of.*

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Navigating Medicare can feel overwhelming — especially when you're comparing doctor networks, prescription coverage, and plan benefits. While Medicare.gov and SHIP are trusted public resources, they provide general guidance and do not offer personalized plan recommendations.

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As licensed Medicare agents, we complete over 40 hours of annual training and certification to help you understand the plan options we offer. We take the time to match your needs with plans that align with your healthcare providers, medications, and budget — right here in Michigan

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